Financing Options:

Financing your own business is easier than you think! Home Based Opps Preferred Finance Program.

Signature Only Loans SBA  LOANS Using your Retirment   ABOUT YOUR INVESTMENT: Before you make any commitment to opening a franchise you should  have a complete understanding of how it will operate, how you will structure it, what your territory will be, etc. This will allow you to create a solid business plan before making any type of commitment to opening your franchise. Typically SBA lenders (or most financial institutions) will want anywhere from 15% to 25% of the total investment upfront, then they will finance the balance. You should be able to incorporate working capital, the franchise fee, equipment, etc  into most loans. It is very important is to make sure you select  the right business and the right match for you. Through due diligence, attending the franchisors discovery day tour and talking with other franchisees, we are confident you will be find the right match!    FINANCE  PACKAGE: We invite you to get pre-approved for financing. Once we receive your request we can get started on the next step to opening your own business! And because we have solid relationships with top financial institutions, we can also assist you with your business credit card processing, insurance, payroll, accounting and bookkeeping services.

YOUR FINANCING PACKAGE CAN INCLUDE: The Franchise Fee Initial advertising (Direct mail and PR) Working capital Vehicles Equipment. Computers, Software and Inventory Closing Costs 1st 3 months of wages TERMS: Minimum Amount to Finance: $100,000.00 Your FICO credit score should be (FICO: 680+) Loan terms of up to 10 years. Initial Investment will be between 20% - 30% of the total amount financed EXAMPLE: If you put $30K into the project and financed $70K, your monthly payment would be approximately $710 per month over a 10 year period.

To "pre-qualify" please request an application by emailing us at info@homeBasedOpps.com . We will contact you within 2 to 4 business days. There are NO upfront fees to get this approval.    REMEMBER: There is no obligation to purchase a franchise or use our preferred lender program.   CLICK HERE To receive a detailed information packet.

“Signature Only” loans of up to US$50,000 for small business owners to increase its inventory or use for other operating purposes.     SIGNATURE LOAN HIGHLIGHTS   Ÿ         Up To $50,000! Ÿ         NO Business Plan! Ÿ         NO Financial Statements! Ÿ         NO Tax Returns! Ÿ         NO Collateral! Ÿ         NO Prepayment Penalties! Ÿ         Quick Approval and Turn Around! Ÿ         Interest Rate As Low As Prime Plus 3.25%! Ÿ         Term of Loan Up To 84 Months!   SIGNATURE LOAN REQUIREMENTS   Ÿ         Valid Drivers License or Other Photo Indentification! Ÿ         Federal Employee Tax Identified Number (FEIN)! Ÿ         Open Business Checking Account! Ÿ         Good Payment Record Over The Last Six Months! Ÿ         Personal Signature! Ÿ         Low Underwriting Fees Paid From Closing!   REASONS FOR SIGNATURE LOAN TURNDOWNS   Ÿ         Bankruptcy Discharge of Two Years or Less! Ÿ         Felony Conviction or Under Indictment for Felony Charges! Ÿ         Unreasonably Low Credit Score! Ÿ         Not a United States Citizen (Valid Green Card Accepted)! Ÿ         Cash in Business Checking Account Exceeding $100,000 Ÿ         Behind More Than Sixty Days in Child Support Payments! Ÿ         Unreasonable Tax Lien!   ------------------------------------------------------------------------------------------------------------------------------------------------------

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 USING YOUR RETIREMENT FUNDS:

Open a business using your retirement funds - with no interest, no penalties and no taxes.

A business of your own may well be your best retirement plan. Did you know that you can use your retirement funds as an initial business investment and build on them year after year. After all, an investment in yourself is an investment you can believe in. With this plan you are able to shelter more money than every before for a greater potential return and continued income during retirement.

Enjoy higher success from the start – You'll gain more control by avoiding the debt associated with business loans freeing up cash flow. Perhaps that’s why so many current and potential business owners prefer this approach to traditional financing. This plan can also be used in conjunction with traditional and SBA financing to help reduce the amount of your loan, and therefore your loan payments.

Plan for security – without using the roof over your head

Lots of small business owners start out by borrowing against their homes. With this Plan, you can open or grow your business without ever touching the home equity you worked so hard to build.

CLICK HERE To receive a detailed information packet.